Real estate doesn’t wait—and neither should your funding. At Restoration Funding Corp, based in Ontario, CA, we help real estate professionals move quickly with capital solutions that actually work. Whether you're flipping a distressed home, breaking ground on a new build, or partnering as a broker, we bring clarity to an often frustrating process. Our lending programs are available nationwide, giving you the speed and flexibility needed to close fast, break ground, and scale your portfolio without delays. Backed by an in-house lending platform and a large correspondent network, we keep things simple—because your time is better spent on the deal, not the paperwork.
Fix & Flip Loans That Get You to the Finish Line Faster
High-Leverage Capital for Property Investors
Finding a good flip is hard enough—chasing paperwork and waiting weeks for approval only adds to the pressure. When traditional lenders drag their feet, projects stall, deals fall apart, and hard-earned opportunities disappear. That’s why our Fix & Flip loans are built to remove friction. With zero income documentation required, rehab funds included, and terms that match your timeline—not theirs—you can close confidently and get to work fast, knowing the funding is ready when you are.
Program Highlights:
- Loans from $50,000 to $5,000,000
- Up to 18-month terms
- No income, W-2s, or tax returns required
- Rehab costs included
- No prepayment penalties
- Close in days—not weeks
You bring the deal. We bring the capital. It’s that simple.
Ground-Up Construction Loans Designed for Developers
Funding That Keeps You Building, Not Waiting
New builds take vision—and serious capital. But too often, developers are stuck fighting through traditional underwriting that doesn't understand the urgency of construction timelines. When delays creep in, projects stall, labor sits idle, and costs spiral. Our Ground Up Construction loans are built to keep your project in motion. We offer streamlined terms, interest-only payments during the build, and draw schedules that sync with your progress—giving you breathing room to build with confidence and finish on time.
Program Highlights:
- Loans from $50,000 to $5,000,000
- 12–18 month interest-only terms (extension available)
- Covers land purchase and full construction
- Draws aligned with your build phases
- Ideal for single-family, spec homes, and small multifamily
We understand your timeline, and we match it—with fast answers, flexible terms, and real people who speak your language.
Why Builders and Flippers Choose Us
Based in California, Lending Nationwide
From coast to coast, we provide direct capital access for builders and real estate investors in all 50 states—while proudly calling Ontario, CA, our home.
No Paperwork Overload
We don’t ask for income statements, tax returns, or W2s. Our loans are asset-based, focused on the deal—not your job history.
Fast Closings That Keep You Competitive
We’re built for speed, funding most deals in days so you can stay ahead of the market and outpace your competition.
Construction-Minded Lending
Unlike banks, we understand builder timelines and offer draw schedules that align with your actual progress—not arbitrary checklists.
Rehab-Friendly Structures
Our fix & flip loans are built with renovation in mind—letting you fund your project from purchase to final coat of paint.
Real People. Real Answers.
You’ll always deal with humans who return your calls, understand your deal, and work with you like partners—not just lenders.
Whether you’re flipping a distressed home or building from the ground up, we’re here to get you funded—fast. Call Restoration Funding Corp today at (844) 502-1541. We’re based in Ontario, CA, and proudly serve real estate professionals nationwide.
